Personal Banking Rates

CDs (Effective as of 4/18/12)
Current Rates
CD Term Minimum Deposit to Open and Earn APY Interest Rate Annual Percentage Yield (APY)
3 Mo. CD $500 0.250% 0.250%
6 Mo. CD $500 0.400% 0.400%
12 Mo. CD $500 0.500% 0.500%
18 Mo. CD $500 0.996% 1.000%
24 Mo. CD $500 0.996% 1.000%
36 Mo. CD $500 0.996% 1.000%
48 Mo. CD $500 1.25% 1.250%
60 Mo. CD $500 1.492% 1.500%
All rates are subject to change without notice. Fees may reduce earnings on accounts. A penalty may be imposed for early withdrawals from Certificates of Deposit.

 

Checking (Effective as of 4/18/12)
 Minimum
Balance to
Open Account
Minimum
Balance to
Obtain APY
Interest RateAnnual Percentage
Yield (APY)
Advantage
Checking
$50$0.01 – 9,999.99*
$10,000 and above
1.98%
0.10%
2.00%*
0.10% - 2.00%
Anchor
Companion
Checking
$500$0.01 and above**0.20%0.20%**
Plus
Checking
$50$0.01 – 2,499.99
$2,500 – 9,999.99
$10,000 – 24,999.99
$25,000 and above
0.10%
0.10%
0.10%
0.10%
0.10%
0.10%
0.10%
0.10%
NOW
Checking
$50$0.01 – 2,499.99
$2,500 – 9,999.99
$10,000 – 24,999.99
$25,000 and above
0.10%
0.10%
0.10%
0.10%
0.10%
0.10%
0.10%
0.10%
*Qualified Interest Rate feature for Advantage Checking. If you meet the following requirements per statement cycle, the Qualified Interest Rate/APY displayed above will be paid on balances up to $9,999.99. These requirements are 1) at least 12 Point of Sale debit card transactions and 2) at least one direct deposit must be posted to the account. If the requirements are not met in a statement cycle, the Standard Interest Rate of 0.10% and Standard APY of 0.10% will be paid on balances of $0.01 and above.
**Qualified Interest Rate feature for Anchor Companion Checking. If you meet the following requirements per statement cycle, the Qualified Interest Rate/APY displayed above will be paid on balances of $0.01 and above. These requirements are 1) you must maintain an Anchor Companion Money Market Account as well as an Anchor Companion Checking Account and 2) the combined daily balances of the two accounts must be at least $20,000.00. If the requirements are not met in a statement cycle, the Standard Interest Rate of 0.10% and Standard APY of 0.10% will be paid on balances of $0.01 and above.
All rates are subject to change without notice. Fees may reduce earnings on accounts. A penalty may be imposed for early withdrawals from Certificates of Deposit
Savings & Money Market Accounts (Effective as of 4/18/12)
 Minimum
Balance to
Open Account
Minimum
Balance to
Obtain APY
Interest RateAnnual Percentage
Yield (APY)
Passbook
Savings
$50$0.01 and above0.10%0.10%
Plus
Savings
$50$1,000 – 2,499.99
$2,500 – 9,999.99
$10,000 – 24,999.99
$25,000 – 49,999.99
$50,000 and above
0.10%
0.10%
0.10%
0.25%
0.50%
0.10%
0.10%
0.10%
0.25%
0.50%
Basic Savings$50$0.01 and above0.10%0.10%
Anchor
Companion
Money Market
$20,000$0.01 and above***1.146%1.15%***
Consumer Money Market$1,000$1,000 – 24,999.99
$2,500 – 9,999.99
$10,000 – 24,999.99
$25,000 and above
0.10%
0.20%
0.30%
0.50%
0.10%
0.20%
0.30%
0.50%
***Qualified Interest Rate feature for Anchor Companion Money Market. If you meet the following requirements per statement cycle, the Qualified Interest Rate/APY displayed above will be paid on balances of $0.01 and above. These requirements are 1) you must maintain an Anchor Companion Checking Account as well as an Anchor Companion Money Market Account and 2) the combined daily balances of the two accounts must be at least $20,000.00. If the requirements are not met in a statement cycle, the Standard Interest Rate of 0.10% and Standard APY of 0.10% will be paid on balances of $0.01 and above.
All rates are subject to change without notice. Fees may reduce earnings on accounts. A penalty may be imposed for early withdrawals from Certificates of Deposit.